Have you heard of a CPN or Consumer Protection Number? Under the guise of credit repair agencies, these companies charge $500-$3,500 for a "new" social security number to allow the consumer to rebuild their credit. This is a scam prevalent across South Florida. It is a company that has a database of social security numbers of minor children and sells them to both fraudsters and unknowing consumers. Make sure to review your child(s) free annual credit report yearly to catch fraud early. Many frauds go undetected because a minor child will not require the use of credit until at least their late teens.